Hurt, Pain, Sa𝗰𝗿𝗶𝗳𝗶𝗰𝗲 & 𝗚𝗿𝗮𝘁𝗶𝘁𝘂𝗱𝗲- Moments to Ponder, during Easter

Weaving through the tapestry of Life during Holy Weekend the lead up to it are great annual moments to ponder over and introspect. Amazing revelations unfold and if the umbilical link is there with your Coaches & Mentors for a discourse, then it is even more impactful.  

Little did I realize at the age 14,leaving the comforts of a home in Malaysia and thrown into the wilderness to scramble and climb the rungs of the ladder of Life, there is a “Sine Curve journey’ of peaks and troughs waiting. 

In each of those times of being thrown into the swimming pool, (as my 7th coach Gerry would say) there will always be a tsunami breakthrough – a light bulb moment when you climb out of the pool.
Yes, for me, there have been great moments of achievements, joy, happiness and just as many moments of sadness and pain – the journey.

Little did I realize at 14, I would have had the privilege and opportunity to have worked with hundreds of thousands of people over 3 decades… and seen some of their success and failure journey. 

Out of that, you see a trend of those that have scaled the heights of “their”Success and others are still struggling. These two groups of people have identical traits but different in their approach leading to miles apart outcomes. 

This raises a myriad of questions…

Why do good things happen to good people? 

Why do bad things happen to good people?

Why do bad things happen to bad people? 

Why does the world have so much pain?

The endless list of why’s 

The most painful, is to watch people with huge potential, being swayed by the wind – in search for a short cut to their success. Their impatience gets the better of them and unfortunately some take the unscrupulous route with their impetuous hope of making it big in a short time span without putting in the required effort.

Success is inevitably only with the right ingredients. There is no shortcut to a shortcut success.  Even more painful, is to watch the many that bite on the hand that provides them their milk as feed, for the day. The person with the bitten hand would ask why? The answer is simple. Leave them with enough rope to hang, as the universe laws will always balance the ledger weather it is this generation, the next or thereafter.

Unfortunately for some, years could flow by, before they realize they had taken the wrong turn on their road to success and are still a wondering minstrel in search of success – happiness? Probably the solution could have been for them to have gone in search for help from others or a coach.    

Grateful, that I was in a good position to have had the support and guidance of a coach from an early stage. Totally grateful to all 14 Coachers that helped me get to where I am today. I would not know which road I would have taken if it was not for them. Thank You from the bottom of my heart to those Coachers. 

For me, it has never been a question of faith, instead one of choice, and how best to execute it. “Destiny is a matter of Choice, not Chance”.  

There are some things that I had just known just naturally, it comes from within – Internalized. These were automatically triggered as I journey through my day, with my faith. A life of its own, with absolute certainty, and clarity for the outcome that I had mapped out.

Religion to me is manmade, but I strongly adhere to its values, baseline, codes its teachings. Whether you are a Christian, a Muslim, a Hindu, a Buddhist, a Jain, or whatever religiously following, they all have similar values, as reflected in the Koran, Gita, Tripitaka, and the Bible. I was brought up as a Christian, hence follow its values – My faith is Crystal clear with identical values that are reflected across in other religions. 

Each one of us have the choice and nobody has the right to judge someone else’s belief.

Just like some celebrate Ramazan, Judaism, Passover and many other religious beliefs, Christians celebrate Easter – the Resurrection on last Sunday, we celebrate in worship, in party and in family, the overcoming of “death”.

Imagine that, not fearing death and instead choosing eternity. What a breakthrough? 

This is different for everyone, and as I stood amongst hundreds celebrating victory, I remembered the words of the rapper Maclemore:

“Whatever God you believe in.

We all come from the same one.”

Hmmm, is it not startling to see what Man-made silos have created – the religion that many out their practice, imbibe the following Values: –

#Do unto others what you would like others do unto you

#Your word is sacrosanct 

# There is an endless list of flow on values 

These religious fundamentals have evolved over time, 40 + billion years. Not developed over night. 

If you are a believer of the Abbah, Allah, God the Father, Son and Holy Spirit, Jehovah, Universe or any other, to abide by the base value is what distinguishes you from the rest of Animal Kingdom – you have beliefs, you have values and you believe in God, 

Always remember when you break past that VALUE, tearing it apart by not sticking to your words, the whole fabric of what you build crumbles. You do not have to go far, just turn the pages of history and reflect. It’s unfortunate that scar of illicit behavior will not ever disappear. It is like a nail being hammered into a fence post …. even if you pull that nail off the post, that hole will be their Ad Infinitum. 

Whatever hurt, damage you had done to another it will be there, can’t be erased?

Many having experienced,greater trails & tribulations, this Easter more than any other, the suffering & pain of millions from various parts of the globe. A world that has gone crazy, we need as much, ️ as we can give, we receive, not excusing the wrong doer instead bring them to the fore otherwise that toxicity will spread like wildfire. 

I wish you celebrations of joy and love, knowing that we have been created to be powerful beyond belief and assured that there is something greater for us all, leaving behind a legacy of goodness that others will benefit, without scrambling over them but in love. 

I pray you find a way to tap into your potential and Master it in every way. 

A Blessed Easter to you and your family ️

God Bless 

David Nair

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Posted by on April 12, 2021 in Uncategorized


Deflection comes with inner strength

inner_strength 5We progress from the last article on Intention / Desire, to be the right type of evidence collector. This is the main environmental ingredient for that seed to germinate.

The experience off working with clients last week, did reflect how strong one needs to be, to equip one – self, to bounce back like a full blown basketball, or fall into the traps laid by some…..  To bounce back is very easy, to say, then to do. Shake the dust and move on man as some would say….. but without that inner strength it is going to be mighty difficulty…

This experience…. can be seen as a self- perpetuating draw cart…:

One of the big differences between sad people and happy people is that sad people become negative evidence collectors, dutifully looking for awful things, people, events, to put into a mental folder labelled “PROOF LIFE IS AWFUL”.

Awesome Life 1Happy people on the other hand are “positive evidence collectors,” constantly looking for AWESOME things, people, and events to put into a mental folder labelled “PROOF LIFE IS AWESOME.”

Because happy people collect AWESOME not AWFUL stuff, they notice and attract more AWESOME stuff, thereby filling up their mental folders with lots of happy evidence that LIFE IS INDEED AWESOME.”

By constantly anchoring on these awesome experiences they move forward and not wallow in self-pitying state….

Make your life an AWESOME LIFE….

It is amazing what this little shift in mind-set means to be able to draw towards that seed of intention the right congruent mix to allow the Law of attraction to come into sync with the request and manifest that request.

Love David Nair

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Posted by on December 24, 2013 in Thoughts


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A perspective of goal setting was written by one of my past participants – Varsha Manish. Although its dates to 2014, the process Varsha shares, of aligning goals with one’s character in this blog is still applicable today. She had used the same process in achieving a host of goals in all sectors of her life. Today, Varsha is married and expecting her first baby, she has a very successful, harmonious life.  

Love to share Varsha’s perspective on Goal setting.   

It is that time of the year. Some are wondering how 2013 passed by very quickly. Some are reflecting on how effectively they spent the last year. How much have they grown or how much are they lagging behind their expectations? Some are busy jotting down their goals for 2014. Some are unaffected. Years come and go; they choose to go with the flow.

Anyway, if you have planned goals for this year, I have something important to share with you. Even if you do not have specific goals for the course of this year, we all want something at every point in life. Most of us are wired that way.  

Do you give enough thought to what you truly want to do? Or are you just playing around?

 For example, there are people wanting to learn guitar because they think it is cool to play the guitar. There are people wanting to hit the gym because their neighbours seem divinely motivated to work out. There are people who travel so that they brag about their experiences to others. Is this your definition of setting goals? Or are you being fair to yourself and to life and are accountable for it?

A person’s goals reveal a lot about his character, his deepest desires, his longings and what he feels to be his purpose in life. Let us peek into the process of goal setting.  

  1. You get into deep introspection. 
  1. You set a goal.  
  1. You reach out for the required resources.  
  1. You get into the process of achieving it.  
  1. You are brave enough to ask for the required help. 
  1. You reach it.  
  1. You are not the same person that you were at step one. 

Now, it is not the fulfilment of the goal that brings joy. Real joy is when you look back and see how much you have grown internally in the process.

How much it has altered and moulded your personality. How far have you reached in becoming what you want to be? What kind of person were you when you began and what are you at the end.

Fulfilment of the goal gets you high temporarily, but it is this realization that brings you joy that doesn’t fade away with time, it becomes a part of you and becomes one of the many things that define you. So goals are very personal for they have the capability to strike chords in your deep inside.  

What happens when you do not resonate with your goal? You might give up on the smallest of obstacles. You might not feel empowered enough to reach the destination. Your focus might shift and you might not want to achieve it any longer. You might hate yourself for fooling around. Waste of time and effort, isn’t it?  

David Nair taught me how to set the right goals. I ask myself questions like why am I doing this? Where did I get this desire from? What does this mean to me deeply? How is this related to the entity that I am on the inside?  Will it bring out my capabilities and let go of my limitations? Will this help me evolve to become that person I want to be? Ask questions that mean to you personally. Reflect on what, why, when of it, the universe will take care of the how. And you would be amazed to see how you just flow through the entire process crossing the obstacles, overcoming the limitations, effortlessly.  

Thank You David for the continuous support and for exposing me to look at Life from a different perspective. God Bless

Varsha Manish

December 2013

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Posted by on January 21, 2022 in Uncategorized


Wealth Accumulation

Most of us journey through our lives on autopilot mode, without giving a second thought to accumulating wealth.

We work, and work, and work to sixty years old, retire and within six months get back to the workforce as a consultant. Why? To maintain that lifestyle..?

Many people work hard to create that inflow but do not give a second thought to investing and amassing wealth. 

Amass wealth, like the foundation to a home, or a well-rooted tree that will sustain any tsunami. 

What if we show you a tested PROCESS utilising your Tangible & Intangible skills? 

Come see how we play this game of wealth accumulation.

How David in his 30’s was guided by a Wealth Coach to amass seven properties under his belt. 

 Please Note:- The guide was not his friend, relative or work colleague. The guide was a Wealth Coach.   

 In addition look at how David played it forward in sharing this process to the myriads of participants, he had coached and mentored over the last three decades. How a few of them by the time they were in their 30’s had built a portfolio of 1 Cr. 

David always share this anecdote:- if you are earning $100,000 most of your colleagues will be earning $100,000 (plus or minus 10%), a few would seek guidance from peer and above – someone a couple of tiers above you.  

What advice can your colleague provide – only to earn what he is earning, $100,000, whereas you are wanting to earn $ 500,000.?Hence go look for someone, who has done the walk the walk – someone who has the track record to earn $ 500,000 plus. 

Look out for what’s in the program that David has put together – Pinnacle of Wealth ( PoW) sessions…. Your Northern Star to Freedom. 

For now, subscribe to his Social Media Channel

and look out for future notices to be part of this wealth Accumulation movement. 

Cheers, David Nair

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Posted by on January 15, 2022 in Uncategorized



Happiness is a choice!

Happiness is a Habit!

Hence make 2022 year your Happy year

10 pointers to lead that happy life…

1. ‘If it is to be it is up to me’ — you take responsibility for and the environment around you — Sleep and Healthy Food. It is hard to have a great mental state without a great physical state!

2. “Fill your cup of Love & Life first” Spend time with you

3. “Learn & practice Empathy” it is not how much you KNOW, instead of how much you CARE

4. “You are provided with two ears and one mouth” use it proportionately

5. “Compliment Others” automatically releases positive neurochemicals in the brain which makes them feel good as well as makes you feel good

6. “Communicate with Care, and be Assertive” this is a skill, not a talent, hence it’s learnable

7. “Practise Gratitude” With gratitude surprising how the universe unfolds

8. “Me Time” 30 mins morn & 30 mins night practice set rituals

9. ‘Work & Build your CANI’ ( continuous & never-ending improvement ) check my book for hooks to focus. Click on the link below to buy a copy of my book!

10. “You are a combo of five of the people you most hang out with” Hang out with Butterflies, you become a Butterfly. Hang out with Flies you become a Fly.

“Life will never be the Same Again”.


David Nair

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Posted by on January 2, 2022 in Uncategorized


How does a Blind Judge Build Mental Resilience? 

In one of my interviews with Richard Bernstein a Blind Chief Judge, from the Supreme Court of Michigan, I asked him for his perspective of what it takes to build Mental Resilience. What does Richard need to do daily to stack up against his mental tenacity such that he could cope sitting on the bench to pass judgements for 25 cases a week?  
 Crimes range from simple misdemeanour (petty crimes) to million-dollar Fraud within companies, between individuals, embezzlement, divorce, murder, and many other litigation issues that come across the bench.  

Richard shares the mental strength that he puts to wade through these cases. As a blind judge, what does it take for Richard to keep up with the case briefs, as he cannot read nor write? How does Richard as a physically impaired person, soak in this data? Why does he walk 20km a day? Why does he compete in triathlons? How does he balance the emotional highs and lows, working with a broad cross-section within the community? How does he do the required research and case citations to wade through for an outcome?  

On soaking in the data, how does Richard pull it all together and still maintain composure whilst on the bench? Is there a secret to it all? 

I have raised questions around this subject, for more on it I would sincerely urge you to listen to my Ten News Interview with Judge Richard Bernstein  

David Nair

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Posted by on December 14, 2021 in Uncategorized


Your Why – Destiny: Chance or Choice?

Direction is vital, not important for Life. It just provides the person with inner wholeness and peace, just because they understand where they are going. Every time you walk out of your front door, you know where you are going – for a stroll, walk, jog, shop, work, holiday destination. 

In the same context, there is a plan to build anything- a home, station condominium, hotel. In all those constructions there are reams of architectural drawings made for a structure to stand upright. In all the sessions that I conduct, I ask my participants, show me your plan for your life, show me your purpose, why are you here on this earth. They look perplexed and bewildered. Some go to the extent of saying – What? Their glazed look says it all.

Fulfilment is a right, not a privilege. This is what most human beings long for, that happiness and contentment

To find Fulfillment you need to understand exactly, Why, you do what you do. Once you understand your Why, you are able to articulate what makes you fulfilled and better understand what drives your behaviour when you are at your natural best. This will allow you to make definitive choices for your Life, Career and Business. Thereby being that person of Influence that can inspire others to buy from you, work with you and support you in your causes.

Finding the right direction in Life is an existential problem for all of us. A Life without Purpose is a Life without a destination. The purpose of Life is a Life of Purpose. When you commit to living a life with a purpose, amazing things happen.

Viktor E. Frankl, a prisoner from the Nazi concentration Camps, author of the book “Man’s search for Meaning” put it succinctly, “Those who have a Why to Live can bear any How.” With all the agony and brutality whilst in the concentration camps, what kept Frankl from giving up his relentless fight for his life was his purpose –“the will to live” He found meaning in his struggle and that is what gave him the power to push forward through unimaginable pain.

The first book is “I eXceL – Wired for Success” – Personal Excellence Blueprint.

David deep dives into his second book Your Why – The Driver.   Destiny – Choice, or Chance.

 For more details on his online programs and live workshops please write to:


David Nair

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Posted by on December 4, 2021 in Uncategorized


‘Get out of there’ – A Preventive Self Talk for the Genesis of a Downward Spiral

How often do we belittle ourselves? Talk ourselves down, let others berate us in one form or another.

I am not good? I am not beautiful? I am not smart? I do not know. I am black? I am white? I am olive? I am cappuccino?

Whatever the Derogation, STOP, STOP, STOP… that immediately.

What I have learnt in my 3 decades of work in this arena – THE OPPOSITE IS TRUE.

There is innate creativity flowing through you, and if you let it out, you will be surprised and delighted at what the outcome would be. Many do not understand this – each of us is tapped into the creative flow of energy in the #Universe – #THEFLOW.

At this stage only a handful have been able to unshield themselves for that backpack that they are carrying to express themselves more creatively from the stance of #possibilitythinking rather than #probabilitythinking. A total switch in the form of conditioning the brain, to follow that FLOW. This needs repeated practices for this skill to be mastered, and you then are in the driver’s seat of controlling your Brain

We start a new chapter in our life every day. Compilation of our daily chapters creates the #tapestry of our #Life. Our unique talents and abilities are reflected in our outcomes. It is unfortunate, many of us had well-meaning adults in our life that stifle or in some cases beat that creativity out of us when we were children.

I had a teacher who once told me I would not amount to anything in life and that I will not be able to address any group of people, as I was so #timid, #shy, and #lackedconfidence. Little did she know, in the early two thousand, I had the honour and privilege of addressing 45000 people in an open-air stadium, in North India. ‘Sock it up Teacher’ is what went through my mind and as one of my mentors added fuel with the comment ‘revenge is sweet,’ it is like pure honey oozing out of a working bee.

Many are fearful of the unknown – we were taught the “3 R’s” reading, writing and arithmetic, but not taught how to take a leap in faith, into the unknown to venture for where the reassures of life are hidden.

When you understand the Laws of the universe, how it operates and works in line with its energy you will be surprised by what can be manifested. It is an art to learn to align oneself with THE FLOW

Coupled with #faith when a purpose or path is laid before you, you have the choice to just trust and let it flow or remain stuck in fear. Trusting that power within you is the key. In the first instance, yes, it is traumatic and frightening. Repeating this a number of times would break that barrier of fear and slowly but surely will allow for proficiency to take over and thereafter it becomes second nature. We swing into autopilot mode and wonder why it took us that long to deep dive and master this skill.

To support and complement the above, the following #affirmations will help.

 Here are some empowering affirmations you can use to express creativity:

Every day in every way my life is getting better and better.

Every day I do …. (Insert what you planned to do, Something new or different).

All creative projects bring enamours satisfaction

I am talentedand in demand

I am unique and appreciated by those around me especially those I love most.

I feel good expressing myself in all sorts of creative ways.

I create miracles in my life.

Step up, do not be selfish, share yourself with the world as it is waiting for you.


David Nair.

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Posted by on November 25, 2021 in Uncategorized


What is your Purpose in Life?

Benefits of Living a Purpose Driven Life.

Dexter Yager, a Multilevel Marketer, Crown Ambassador with the Amway Corporation, made this comment in the mid sixty’s “If your dream is big enough, The Facts don’t count.” In the same vein, I would go on to say, “If your Why is Big enough, The Facts don’t Count.”

Your Why will drive you to achieve whatever it is you want, out of life, no matter what life throws at you. Because of that Why, you will work through that task filled with passion, commitment dedication and gusto, ensuring the end is met, not in any other way but in an extraordinary way.

“When Your Why is Clear,

Your What, When, Where, Who, and How falls into Place.” -David Nair

A Definite Major Purpose (DMP), is the panacea to life’s concerns, issues, turmoil, turbulence etc. I feel it is the cure-all and the prime driver for a person, from the simplest act of bouncing out of bed on a Monday morning to go to work, to, resolving the more complex matters that life throws at us.

A Purpose Driven life will help in the following areas:

Keep the person focused on the main thing, being the main thing. Such dogged determination helps a person find their direction and not be swayed by distractions, hence staying on the main thing being the main thing — Their Goal.

It helps in generating your passion towards achieving the required outcome for that goal. This becomes the fuel in pushing you towards extraordinary performance rather than a mediocre average outcome.

People with a DMP, become unstoppable in their mission, whilst those without a purpose would be meandering through life from pillar to post, with dissatisfied outcomes through that journey.

Interesting enough, purpose-driven people have a different aura around them. Their forebrain is immersed in that purpose, such that the decisions, thoughts and feelings and actions are all around that purpose. They walk, talk, and sleep the purpose, hence encouraging a feeling of gratefulness.

It is understood, their purpose enables them to not just have values, instead have high values, and at the same time enhance their level of empathy for others. It also becomes surprising to observe, the type and standard of goals they tend to set and achieve at a different plane. They tend to draw like-minded people.
A purpose-driven person is clear on who he/she is, what they are about, and why are they on this planet. It helps them live a life with Integrity.
This purpose-driven person will portray an increase in their synchronicity towards their Life. They tend to live a holistic life, ensuring its well balanced. The serendipity within themselves reflects an aura that others get drawn towards. This becomes a cornerstone of their build of trust and faith in their community. By so doing, they reflect, living a life of grace.
It is understood, the roll-on from this built holistic person with grace comes “FLOW.” The universal stream of consciousness, commonly referred to as “they roll with the flow.”Hence nothing deters them, they do not fright to achieve, they challenge themselves to strengthen themselves instead of being fearful.

As Purpose is part of their life, therefore they live every moment of it to the fullest with enthusiasm and passion. Pleasure becomes part of their life; hence they are better at tackling every situation that comes to them in a creative way. They are always able to see the good in any situation when they are driven with a Definite Major Purpose.

The above, as so succinctly put by the German poet, Johann Wolfgang von Goethe:

“Until one is committed, there is hesitancy, the chance to draw back, always ineffectiveness.”

When you commit to living your life with a purpose, the world becomes your oyster — amazing things happen.

Look out for the forthcoming book, YOUR WHY? in all leading Book outlets, globally.

David Nair

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Posted by on November 21, 2021 in Uncategorized


Wealth = Money?

What a Misnomer!!!!!!

Does being wealthy, mean being rich, bank accounts overflowing with money, multiple cars, and properties, and being materially free of the woes and tribulation that surround normal living?

A definite No, or should I be emphatic and say one thousand No’s.

How many have heard of situations, where a person has either won a lottery, inherited money legally or illegally and within a short span of time they have lost it all? They are back to point Zero

Ever thought, why does this happen?

I am here to add salt to the wound by saying: You are exactly where you need to be!!!!

Some might rebuff and say “how unkind of you David?

How could you say that?

I worked all my life, and this is what I got to show?”

It is akin to Anthropology, the study of what makes us human. Anthropologists take a broad approach to understand the many distinct aspects of the human experience, which we call holism. They consider the past, through archaeology, to see how human groups lived hundreds or thousands of years ago and what was important to them.

Anthropologists study the origin, development, and behaviour of humans. They examine the cultures, languages, and physical characteristics of people in various parts of the world.

Similar with the Anthropology of Wealth

Our aim is to help demystify this concept of wealth. What I am referring to here is not a six, eight or ten-step model to financial independence, a quick buck made here, a wham bang one-night stand, approach to financial independence. Short term approaches to wealth accumulation as has been proven by millions out there is not the approach.
Instead, a WAPapproach, (Wealth Action Plan) that is sustainable and with contingency in place is the logical approach, which is what my Uncle John, my Business Coach shared with me to get me to where I am in my wealth portfolio. Today,I am playing that forward to help those interested in stepping up, in their accumulation of Wealth.

Wealth accumulation starts with the person being a student, they come to the table with an unfilled cup. It further takes Time, Resource and Nurturing as is the case with: –

  1. Baking a Cake – it takes more than a split second after the ingredients is mixed for the cake to be baked.
  2. Curd – Sour Cream is not edible immediately on mixing the ingredients, it takes at least 24 hours for fermentation to set the curd.
  3. Gestation period for a Baby –9 months for a normal birth.

When a client comes up to me with this idea of making Rs 1Cr (10 million Rupees – approx. US $ 150k) in a year, without any resource, capital, or mental space, not prepared to work through the process due to lack of discipline & commitment, I encourage them to find another coach. The “Know-it-all tribe” with minimal experience or the tribe that has not done the walk but pontificate about amassing wealth. You know what space they are at. Unless their Neuroplasticity, their environment, their vibes, their vibrations are in sync, no amount of information and support will help them achieve their outcome.

There are myriads of stories of people who have gone to a financial consultant, who showed them how to prepare a Cash Flow or a budget or to cut their spending or to start saving.

On returning what did those people do? Did they work on that plan? In most cases, none of the above change processes suggested was worked on. Why? Have they caught the right train to help them Step Up in their journey to wealth accumulation-to provide them with that comfort of amassing Wealth? Follow us on our Social Media Channels to see what we do? How do we do it? When do we do it? Timing is crucial.

Two primarily components that contribute towards a person’s wealth are Tangible and Intangible. We will address these in detail in future WEALTH SERIES.

For me to attain Tangible Financial Independence by my thirties, my coachers first drove me to fill my cup of intangible wealth to its brim, better still, till it overflowed.

This is what we will be sharing in our Wealth Series Video, Podcast, Post, Blogs, Online Courses, F2F workshop sessions and Live events.

Always remember:

YOUR WEALTH accumulated is a direct proportion to WHERE YOU ARE IN LIFE today.

Hence if you are not in a good space, go fix that first. Your Physical, Mental and Emotional well-being, otherwise you stand to lose a chunk of Tangible Wealth.

Never invest based on an emotion, or to prove a point. Instead, base it on proper research.

A case at point:
Just prior to the Pandemic, there was a person who had worked significantly hard during 2019and had accumulated a substantial amount of disposable income, 15 Lakh of Rupees (US$ 30K). With help from family, an investment into a property was made, without consideration of future inflow of disposal income. In 2020 when their inflow pot went dry with Zero inflow of Income, the financial institution was requesting for its overdue repayment be made to the loan.
When repayment was not forthcoming, the next option taken by the institution was to foreclose on the property. It is a known fact whenever there is a financial institution foreclosure, that individual does not get what they originally paid for the property. Hence a substantial loss was incurred. This was harder to digest as it was this individual first property. Coupled with that their credit rating went for a toss.

What this individual had to do before the purchase, was to ensure there was solid cash inflow for future repayments, rather than live a hand to mouth existence to meet repayments and to ensure a contingency plan was in place in the event of a drop in cash inflow. Never rely on Luck, with the hope money will flow in. If the above-suggested steps were adhered to, prior to the purchase, it would have stood out that, the proposed investment was not a viable option at that moment in time. Instead of purchasing a property, the available disposable income could be channelled into a liquid assets investment.
If this were done, they would still have had that capital with a good gain — (ROI) return on that investment. The necessary time, proper research, and guidance from a good wealth of coaching would have helped make a better decision. Cardinals to follow — avoid impulse and emotionally buying.

Another case on hand:

I had the privilege of being asked to work with up-and-coming young executives from the IT, Banking, Pharma and Hospitality industries, who were hired by top MNC in India and paid a top-end salary. These executives had never previously experienced such high-level inflow of cash, into their bank accounts. Hence what did they do with their high disposable income? Spend it unwisely, in a lot of cases on drugs and alcohol. These executives were the top performers in their domain of expertise. HR heads in those companies who were concerned about the direction these executives were heading, had reached out for help to resolve this concern.

Their prime concern was how could we rechannel their wasteful spending. We commenced working with Multiple groups of such executives redirecting their energies and creating a disciplined spending process for them to follow. Proud to say, many of them took on the options provided for them to shift gears and scale-up in life. From those batches we worked with, I personally knew of 28 individuals who acquired financial stability as Crorepati(Rs 10M club)Over a period of 3 to 5 years, some of these executives amassed net worth in excess of 1 Cr by the time they got the to early ’30s. making them eligible bachelors and spinsters (Nudge, nudge say no more)

Friends, this is a brief introduction to our new domain of work – “Wealth Series” Video, Podcast, Post, Blogs, Online Courses, MastermindSessions, F2F workshop sessions and Live events.

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Posted by on November 13, 2021 in Uncategorized


Deepavali / Diwali and its significance

What is Diwali?

Diwali, the festival of lights, signifies the victory of good over evil and the eradication of dark shadows, negativity, and doubts from our lives. It is a celebration of prosperity, in which people give gifts to their loved ones.

Festival of Lights

Diwali, the five-day Festival of Lights, is celebrated by millions of Hindus, Sikhs and Jains across the world. The word Diwali comes from the Sanskrit word Diwali, meaning rows of lighted lamps. Houses, shops, and public places are decorated with small oil lamps called divas.

Why is Diwali celebrated?

The true essence of Diwali symbolizes how purity, love, and devotion are the antidote to any impurities, negativity, or toxicity when Lord Ram& Queen Sita return to Ayodhya {state of India} after 14 years of banishment and overcame their banishment from Ravana{symbol of evil}. On Diwali night, most Hindus offer prayers to Lakshmi, the goddess of wealth, and Ganesh, the god representing good fortune and wisdom for the coming year.

What are the 5 days of Diwali?

The five-day long festival of joy and prayer starts with Dhanteras, followed by Naraka Chaturdasi, Lakshmi Puja, Govardhan Puja and culminates with Bhai Doo. The date for this festival is set in accordance with Hindu and the lunar calender

What is done for Diwali?

During Diwali, people wear their finest clothes, illuminate the interior and exterior of their homes with divas and rangoli, perform worship ceremonies of Lakshmi, the goddess of prosperity and wealth, light fireworks, and partake in family feasts, where mithai (sweets) and gifts are shared.

What are the beliefs and True Essence of Diwali?

One of the most popular festivals of Hinduism, Diwali symbolizes the spiritual victory of light over darkness, good over evil, and knowledge over ignorance.

Why use the Diya, an oil lamp compared to our normal gleaming lights, that we use for other celebrations. For this, let’s drill down into the term Deepavali, which literally means a series or a row of lights that are all connected to one another by the simple Diya. (‘Dipa’ means lamp; ‘aavali’ means series or row of lights). How are they all connected? Through the humble Diya– the little earthen vessel that represents the five elements; earth, fire, sky, air, and water.

The element of Earth is represented in the composition of the Diya, oil, and cotton wick. Fire is represented in the light of the Diya. The sky is represented in the light around the flame and the space in which the Diya lies, i.e., the space around the earth. The element of Airis the oxygen diffused from air to the wick causing it to burn. The element of Water is the H2O molecules formed after the combustion of oil, the by-product of burning.  So, when we light the oil lamp on Diwali, we represent the constitution of the universe – right at our doorstep. Magnificently portrayed.

The lighting of the lamp leads to the annihilation of darkness. Deepavali is a Festival of Lights hence the celebration firstly of the rise of Knowledge and secondly the celebration of the victory of the Sattvic or divine elements in us over the Rajasic and Tamasic or baser elements which are the real Asuras {evil spirits, demons, and opponents of God} and the Rakshasas, {demons} within us.

For the oil lamp to burn, its wick must be soaked in the oil with a bit protruding out of the oil. If the wick of the lamp is drowned in oil, it cannot be lit. Life is also like a wick of the lamp, one must be in the world and yet remain unconsumed by it. If one drowns in the materialism of the world, bringing joy and knowledge in life is limited. 

Finally, the Diya burns itself, to provide light and joy to others. Similarly, Celebration is incomplete, without Seva {Selfless service}towards others.

David Nair

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Posted by on November 8, 2021 in Uncategorized


The mindset of Excellence, Mindset of Persistence

This is best described by the following story of the French Spiderman Alain Robert who finally managed to climb the 88 storeys off the tallest building in Malaysia, Petronas Towers. It was his third attempt, after two failed trials, one in 1997 and the second in 2007.

He never gave up following each time that he failed Alain went back to the drawing boards – the fundamental that one had to do to scale a building. He practised, and practised, and practised, and practised, finally he attempted for the third time. Walla, he made it – Was its chance, or choice? He is quoted as saying, “With due respect to Malaysia, I came to finish something, despite what the press put up, despite what was mooted in the climbing circles.” He was focused, he was on a mission, he persisted until.  “Climbing the Petronas all the way to the top is one of my dreams.” He described himself as determined but also “a little bit stubborn.”

Fascinating guy, I wonder what went on in his mind, as he makes his climb, “I hope I do not slip” – a rhetorical question. Did he have the doubt fling past him, yes numerous times and it is normal? If it did not, then there is something wrong. It is normal for the “Doubting Thomas’s” to take up space in your mind. What is not normal is what do you do when it takes space in your mind? How do you handle this situation, whilst it is there occupying the space? These are all are shifts that inhabit, rituals that will only come into play if practiced. it just does not happen. It needs to be worked on, it needs to continuously be practiced on, not till it is perfect, instead of till it becomes second nature. 

As an illustration, let me ask you a simple question?

What is 6 multiplied by 2? You will respond 12.

What is 4 multiplied by 4 and your answer is 16,

what is 7 multiplied by 7 and you will answer 49.

Now, today you can vomit this answer without evening thinking. Am I right?

You so confidentially spit the answer out. Now just rewind the tape to when you were in primary school at the arithmetic class of multiplication table.

You were asked the question 6 multiplied by 2, 4 multiplied by 4 and 7 multiplied by 7 and in each instance, you will look at the teacher in bewilderment, sometimes embarrassed, sometimes, scratching yourself, sometimes wondering why were you there?

Then the teacher comes towards you and gives a slight whack on your bottom with a scale, and she gives you the answer – 12 or 16 or 49.

Following which you will recite after her the multiplication table. And over time you master it, to such an extent that now without thinking you can just recite or call out the right answer. 

There was Pain for Gain to happen. Action for reaction, cause, and effect. The laws of the universe say so. Similar to shifts in habits or rituals the same pattern for mastery is required, we cannot wing it, we need to persist with our practices of mastering effective habits until it becomes second nature. Many do not have the patience, many do not have the tolerance, many do not have the commitment. I ask of you Are you really want that change to happen. Then no questions, no comprise, no halfway attempts. Just practice, practice, and practice, until mastery is attained.

Most would ask, “what have I learnt from Alain Roberts?”  As opposed to reflecting and asking, “what can I learn from Alain Roberts?” The need and what to learn, to improve should be well-grounded within us, such that it’s never-ending, and perpetually till the day, we die. As I had previously said in my earlier story, this thirst, this hunger for growth will stop the day we die. 

That is what we drive in our programs – creating that mindset for perpetual development in the search of Excellence.

In my 20 yrs. working with 50 of the top company’s in India, putting through 250000 + participants, through various development programs, I found individuals are extremely knowledgeable in their domain of expertise. Take them out of that pond and immerse them in the ocean, they would be lost, as their fundaments for life skills are limited. They are big fish in a small pond. I would rather be a small fish in a big pond, constantly sharpening my skills to be at the cutting edge and hence perform at that level. Imagine at what level will the outcome be pitched. 

This circle of excellence is an amazingly simple four-step process. Many do not realize how simple things, impact our body, mind, and spirit (BMS). This “temple” of ours, as I commonly refer to it is there for us to excel and give back what was so graciously given to us by the universe, for some, by God for others on earth.

After that first catalyst to help us breathe, has anyone been taught or trained how to breathe? In most cases, the answer is no. Note it is the most important, instead of vital to truly learn how to breathe. Why is it this activity that generates all our performance? It is unfortunate we cannot go to a school to learn to breathe, except for the few who have commenced yoga, meditation and had some lessons in breathing through Pranayama. In our masterclasses, we will be covering this aspect from the angle of understanding how best to maximize out our performance. 

Look out for more blogs on this topic.

For more on the four steps for Excellence please Follow David …… in Blog

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Posted by on October 26, 2021 in Uncategorized

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